Privacy Policy

Overview

WealthClock.app ("we," "us," or "our") operates a free suite of financial calculators at wealthclock.app. We take your privacy seriously. This policy explains what information we collect, why we collect it, and how we use it.

Information We Do Not Collect

When you use our financial calculators (Bitcoin Millionaire, Can I Retire Yet, What If I Invested, Hidden Fees Analyzer), all calculations happen locally in your browser using JavaScript. We do not collect, store, or transmit:

• Any numbers, values, or inputs you enter into our calculators
• Your financial situation, net worth, savings, or investment data
• Your name, address, phone number, or government ID
• Payment or banking information of any kind

Information We May Collect

We may collect limited, non-personal information to operate and improve the site:

• Usage data: Pages visited, time spent on site, referring URLs, browser type, and device type — collected via analytics (see below). This data is aggregated and not linked to individuals.
• Email address: Only if you voluntarily subscribe to our newsletter via the email capture form. You may unsubscribe at any time. We do not sell or share email addresses with third parties.
• Technical data: IP address (anonymized where possible), browser language, screen resolution. Used only for analytics and security purposes.

Cookies

WealthClock.app may use cookies and similar tracking technologies for the following purposes:

• Essential cookies: Necessary for the site to function. These cannot be disabled.
• Analytics cookies: Help us understand how visitors use the site (e.g. Google Analytics). These collect anonymized, aggregated data.
• Advertising cookies: Set by Google AdSense to serve relevant ads (see Advertising section below). These may track browsing behavior across sites.

You can control cookies via your browser settings. Note that disabling certain cookies may affect site functionality. We do not use cookies to store or access your calculator inputs.

Google AdSense & Third-Party Advertising

WealthClock.app displays advertisements served by Google AdSense and its partners. By using this site, you acknowledge that:

• Google and its partners may use cookies to serve ads based on your prior visits to this site and other sites on the internet.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to WealthClock.app and/or other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.
• WealthClock.app does not control the content of third-party ads and is not responsible for the privacy practices of advertisers.

For more information on how Google uses data from sites that use its services, visit Google's Privacy & Terms.

Analytics

We may use Google Analytics or similar services to understand how visitors interact with WealthClock.app. These services collect information such as how often you visit, what pages you visit, and what other sites you used prior to visiting. We use this information to improve the site. Analytics data is anonymized to the extent possible and is not linked to personally identifiable information.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Email Newsletter

If you subscribe to our newsletter, we collect your email address for the purpose of sending you weekly wealth insights and product updates. We use a third-party email service provider to manage this list. By subscribing, you agree to receive these communications. You can unsubscribe at any time using the link in any email we send. We will not share, sell, or rent your email address to third parties.

Data Retention

We retain email addresses for as long as you are subscribed to our newsletter. Analytics data is retained per the default retention policies of the analytics provider. We do not retain any calculator input data because we never collect it in the first place.

Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request that we correct inaccurate data.
• Deletion: Request that we delete your data (e.g. remove your email from our newsletter list).
• Objection: Object to the processing of your data for direct marketing.
• Portability: Request your data in a portable format where applicable.

To exercise any of these rights, contact us at hello@wealthclock.app.

Children's Privacy

WealthClock.app is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: